Two tools, no email required

What will you actually walk away with?

Most commission calculators stop at the commission. This one carries the figure all the way to the closing table — Florida documentary stamps, promulgated title rates, tax proration and your mortgage payoff included.

Tool one

Commission savings

Our listing side is fixed at 1.5%, with the $1,000 retainer, which includes pre-listing appraisal, refunded at closing. Everything else is yours to set.

$500,000
$150K$2M
2%
0% — none3%

Your decision, always. Negotiable, never required to list with us, and not advertised through the MLS since the 2024 settlement.

6%
4%7%

Common practice at many brokerages. We charge none.

You keep $13,100

Listing commission (1.5%)$7,500
Retainer paid at listing$1,000
Retainer, incl. pre-listing appraisal, refunded at closing-$1,000
Buyer-agent compensation (2%)$10,000
Your total with us$17,500
Effective rate on sale price3.50%
Traditional at 6% + admin fee$30,600
Difference$13,100
Tool two

Florida seller net proceeds

The number that actually matters — the estimated wire amount after every customary Treasure Coast closing cost.

Current principal balance. Enter 0 if owned free and clear.

Your choice. Our 1.5% commission is calculated separately below.

Leave blank to estimate at 1.1% of sale price.

Adds the estoppel fee, capped by Florida statute at $299 for a standard request.

Sale price$500,000
Listing commission (1.5%)-$7,500
Retainer, incl. pre-listing appraisal, refunded at closing+$1,000
Buyer-agent compensation (2%) - your choice-$10,000
Documentary stamp tax on the deed-$3,500
Owner’s title insurance policy-$2,575
Property tax proration-$2,727
Settlement, recording and misc.-$675
Total selling costs-$25,977
Mortgage payoff-$250,000
Estimated net to you$224,023
Versus a traditional 6% listing with a $600 admin fee, you keep $13,100 more on this sale.

About the retainer. The $1,000 is paid when the listing is taken, so it is not deducted again at closing — it comes back to you there, which is why it appears above as a credit. Your total cost either way is the 1.5% commission.

How these are calculated. Documentary stamp tax on the deed is $0.70 per $100 of consideration, rounded up to the next full $100 (Fla. Stat. 201.02 — Miami-Dade differs; Treasure Coast counties use $0.70). Owner’s title insurance uses Florida’s promulgated rates under Fla. Admin. Code 69O‑186.003: $5.75 per $1,000 on the first $100,000, $5.00 per $1,000 to $1 million, then $2.50 per $1,000. In St. Lucie, Martin and Indian River counties the seller customarily pays this policy. Tax proration covers January 1 through closing. Estoppel fees are capped at $299 for a standard request under Fla. Stat. 720.30851 and 718.116.

Planning estimates, not a closing statement. Excludes items specific to your transaction such as liens, code violations, tenant deposits, survey, home warranty, post-inspection repairs and lender payoff interest. Your closing agent produces the binding figures. Not tax or legal advice.